timeshare-contract-decoder
Decode a timeshare contract before signing — the lifetime cost math, the perpetuity and fee-escalation clauses, the rescission window, and the honest resale reality. Use when asked to review this timeshare, decode my timeshare contract, can I get out of a timeshare, or is this vacation ownership worth it. Produces the true-cost projection, the clause decode with the perpetuity traps flagged, the rescission-window computation, and — for existing owners — the legitimate exit paths vs the exit-scam checklist.
npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Timeshare Contract Decoder Skill Timeshares are sold in a 90-minute high-pressure window and owned for decades — sometimes by your heirs. This skill does the reading the presentation was designed to prevent: the lifetime cost computed, the perpetuity and escalation clauses flagged, and the rescission clock — the single most valuable number in the document — calculated to the day. For existing owners, it separates the real exits from the exit-scam industry that preys on the trapped. ## What This Skill Produces - **The lifetime cost projection** — purchase + financing + escalating fees over 10/20/30 years vs renting the same weeks - **Clause decode** — perpetuity, fee escalation, special assessments, booking reality, transfer restrictions - **The rescission clock** — jurisdiction-dependent cancellation window, computed with the how-to-cancel steps - **Exit paths (owners)** — legitimate routes vs the scam-pattern checklist ## Required Inputs Ask for these only if not provided: - **The contract/offer** — price, financing terms, annual fees, the maintenance-fee history if obtainable - **When it was signed** (if already signed) — the rescission window may still be open; this is urgent
- What This Skill Produces
- Required Inputs
- Framework
- Output Format
- Timeshare Decode: [property/company]
- Quality Checks
- Anti-Patterns
What does the timeshare-contract-decoder skill do?
Decode a timeshare contract before signing — the lifetime cost math, the perpetuity and fee-escalation clauses, the rescission window, and the honest resale reality. Use when asked to review this timeshare, decode my timeshare contract, can I get out of a timeshare, or is this vacation ownership worth it. Produces the true-cost projection, the clause decode with the perpetuity traps flagged, the rescission-window computation, and — for existing owners — the legitimate exit paths vs the exit-scam checklist.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill timeshare-contract-decoder --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.