the-insurance-adjuster
Simulate the adjuster's settlement call after your accident or loss — the recorded-statement asks, the quick-settlement anchor, the friendly minimization — run against your actual claim, with a debrief on every answer that shrank it. Use when asked the adjuster wants a recorded statement, practice the settlement call, is this settlement offer low, or what will the insurance company try. Produces the call transcript with the adjuster's file notes, the offer trajectory, and a debrief separating fair process from pressure tactics — plus the bright lines that protect a claim.
Profile →npx skills add mohitagw15856/pm-claude-skills --skill the-insurance-adjuster --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# The Insurance Adjuster Skill The adjuster on the phone is professionally friendly and professionally adverse — a claims handler whose file notes score everything you say against payout-reducing categories: pre-existing, minimizing language, gaps in treatment, comparative fault. This skill plays that call against your actual claim — the recorded-statement request, the "how are you feeling today?" that becomes "claimant reports feeling fine," the fast low anchor — and debriefs which answers helped the file and which quietly shrank it. It trains the call; it is not legal advice, and one of its jobs is naming when the situation has outgrown a phone call and needs a lawyer. ## What This Skill Produces - **The call transcript** — 10–14 exchanges, with the adjuster's *file note* after each of your answers - **The offer trajectory** — the anchor, what moved it, what the file notes say the authority range was - **The debrief** — answers sorted helped/neutral/hurt, each hurt one with its safe replacement - **The bright lines** — the standing rules for every real call, plus the get-a-lawyer triggers ## Required Inputs Ask for these if not provided: - **The claim** — what happened, the damag
- What This Skill Produces
- Required Inputs
- Framework: The Adjuster's Moves
- Output Format
- The Transcript
- The Offer Trajectory
- Debrief — out of character
- Quality Checks
- Anti-Patterns
What does the the-insurance-adjuster skill do?
Simulate the adjuster's settlement call after your accident or loss — the recorded-statement asks, the quick-settlement anchor, the friendly minimization — run against your actual claim, with a debrief on every answer that shrank it. Use when asked the adjuster wants a recorded statement, practice the settlement call, is this settlement offer low, or what will the insurance company try. Produces the call transcript with the adjuster's file notes, the offer trajectory, and a debrief separating fair process from pressure tactics — plus the bright lines that protect a claim.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill the-insurance-adjuster --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.