stage-payment-shield
Set up deposits and stage payments that protect a tradesperson from the customer who won't pay AND read as fair to the customer — stage triggers tied to visible milestones, deposit sizing by job type, the payment terms paragraph for quotes, and the scripts for late stages. Use when a tradesperson asks 'how much deposit should I take', 'customer hasn't paid the second stage', 'payment terms for my quotes', or got burned on a big job. Produces a stage-payment schedule, the terms paragraph, and firm-but-professional chase scripts.
Profile →npx skills add mohitagw15856/pm-claude-skills --skill stage-payment-shield --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Stage Payment Shield Skill Every tradesperson has the story: the big job, the customer who went quiet at the last invoice, the month of work financed on a personal credit card. The shield isn't aggression — it's structure agreed up front: a deposit that covers materials exposure, stages triggered by *visible* milestones (customers pay happily for what they can see), and the final payment small enough that losing it hurts but doesn't sink the month. This skill sizes the stages for the actual job, writes the terms paragraph for the quote, and scripts the chases — polite at day 1, firm at day 7, formal at day 14. ## What This Skill Produces - A **stage-payment schedule** for the specific job: number of stages, amounts, and the visible trigger for each ("first fix complete and shown" — never dates alone) - The **terms paragraph** for the quote: deposit, stages, method, due-days, late-payment line - **Chase scripts**: the day-1 nudge, day-7 firm, day-14 formal (work-pause warning), each short and sendable - The **exposure math**: at every point in the job, how much of the user's money is at risk — the schedule is tuned to keep that number survivable ## Required Inputs Ask for (if not
- What This Skill Produces
- Required Inputs
- Framework
- Output Format
- Quality Checks
- Anti-Patterns
- Related
What does the stage-payment-shield skill do?
Set up deposits and stage payments that protect a tradesperson from the customer who won't pay AND read as fair to the customer — stage triggers tied to visible milestones, deposit sizing by job type, the payment terms paragraph for quotes, and the scripts for late stages. Use when a tradesperson asks 'how much deposit should I take', 'customer hasn't paid the second stage', 'payment terms for my quotes', or got burned on a big job. Produces a stage-payment schedule, the terms paragraph, and firm-but-professional chase scripts.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill stage-payment-shield --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.