policy-renewal-review
Run a pre-renewal review of an insurance programme: scan coverage gaps against current operations, test limit adequacy against inflation and exposure growth, read the claims experience into pricing expectations, frame market alternatives, and arm the broker negotiation. Use when asked to prepare for a policy renewal, review cover before renewal, check if limits are still adequate, or build renewal negotiation points. Produces a structured renewal review with gap findings, limit assessment, pricing outlook, and negotiation points.
npx skills add mohitagw15856/pm-claude-skills --skill policy-renewal-review --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Policy Renewal Review Skill Renewals fail quietly: the business changed, the policy didn't, and the gap surfaces at claim time. This skill runs the pre-renewal discipline — does the cover still match the operations, are the limits still real money, what will the claims record do to price, and what should the broker push for. ## What This Skill Produces - A coverage-gap scan: current operations vs current wording - A limit-adequacy assessment against inflation and exposure growth - A claims-experience read with its likely pricing impact - Market-alternatives framing (remarket, restructure, retain more, hold) - A prioritised list of broker negotiation points ## Required Inputs Ask for missing items; where the user has only partial data, proceed with labelled assumptions `[assumed — verify at renewal]`: - **Current policy summary** — lines, limits, deductibles, key exclusions, premium - **What changed in the business** — revenue, headcount, locations, products, M&A, new contracts, digital/cyber footprint - **Claims experience** — losses this period and prior years, open reserves - **Renewal timeline and incumbent signals** (rate guidance, appetite noises), if known ## Review Framewo
- What This Skill Produces
- Required Inputs
- Review Framework
- Output Format
- Renewal review: [insured / programme / renewal date]
- Quality Checks
- Anti-Patterns
What does the policy-renewal-review skill do?
Run a pre-renewal review of an insurance programme: scan coverage gaps against current operations, test limit adequacy against inflation and exposure growth, read the claims experience into pricing expectations, frame market alternatives, and arm the broker negotiation. Use when asked to prepare for a policy renewal, review cover before renewal, check if limits are still adequate, or build renewal negotiation points. Produces a structured renewal review with gap findings, limit assessment, pricing outlook, and negotiation points.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill policy-renewal-review --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.