personal-cfo
When you want to model personal financial scenarios — house purchase + rental income (ADU, bedroom rentals, house-hacking), renovation budgets, monthly cash flow forecasts, big-purchase decisions, savings/investment what-ifs. For personal life: a household (you + partner), household budgets, real-estate decisions. v0.1 ships with the house scenario template (purchase + rental scenarios) as the first use case. Architected so other personal-finance scenarios (refi, car, education, retirement, side income) slot in as additional templates. Outputs scenario comparison tables in markdown. Saves ever
npx skills add coreyhaines31/makerskills --skill personal-cfo --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# /personal-cfo — Personal financial scenario modeling This skill is for a household (you + partner): housing decisions, monthly cash flow, big purchases, scenario what-ifs. Pair it with a business-books CFO skill if you also run one for a company — the DNA is the same, the domain is different. ## Step 1 — Pick the scenario type | Invocation | Type | What it models | |---|---|---| | `/personal-cfo house` (default for now) | **house** | Buy a house + rental income scenarios (ADU / bedrooms / combinations) + renovations + monthly cash flow | | `/personal-cfo refi` | **refi** | Refinancing scenarios | | `/personal-cfo cash-flow` | **cash-flow** | Generic monthly cash flow (income, expenses, savings rate) | | `/personal-cfo big-purchase` | **big-purchase** | Should we buy X (car, education, equipment) — cash vs finance vs lease comparisons | | `/personal-cfo side-income` | **side-income** | Adding a side income stream — break-even, tax implications | | `/personal-cfo savings-what-if` | **savings-what-if** | What if we put $X into Y for N years — index funds, real estate, etc. | For v0.1, only the **house** template is fleshed out. Others are sketched in `references/templates/` as stubs
- Step 1 — Pick the scenario type
- Step 2 — Gather inputs
- Step 3 — Build the scenarios
- Step 4 — Run the math
- Step 5 — Output the comparison table
- comparison.md template
- Step 6 — Archive
- Step 7 — Surface + offer follow-ups
- Composes with
- Notes on quality
- Future templates (sketched in references/templates/)
What does the personal-cfo skill do?
When you want to model personal financial scenarios — house purchase + rental income (ADU, bedroom rentals, house-hacking), renovation budgets, monthly cash flow forecasts, big-purchase decisions, savings/investment what-ifs. For personal life: a household (you + partner), household budgets, real-estate decisions. v0.1 ships with the house scenario template (purchase + rental scenarios) as the first use case. Architected so other personal-finance scenarios (refi, car, education, retirement, side income) slot in as additional templates. Outputs scenario comparison tables in markdown. Saves ever
How do I install it?
Run `npx skills add coreyhaines31/makerskills --skill personal-cfo --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From coreyhaines31/makerskills, a repository with 500 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.