net-worth-statement
Produce a personal net-worth statement — assets minus liabilities — and a way to track it. Use when asked to calculate net worth, summarize finances, or set up net-worth tracking. Produces a categorized assets/liabilities statement, the net-worth figure, liquidity and debt ratios, and a tracking cadence. Educational, not regulated financial advice.
npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Net Worth Statement Skill Net worth is the single best snapshot of financial health — and tracking its *trend* matters more than the number. This skill turns someone's assets and debts into a clean **net-worth statement**, with a few useful ratios and a simple way to track it over time. Educational, not personalized financial advice. ## Required Inputs Ask for these only if they aren't already provided: - **Assets** — cash/savings, investment & retirement accounts, property, vehicles, other valuables (current values). - **Liabilities** — mortgage, car loans, student loans, credit cards, other debts (current balances). - **Context** (optional) — age/stage and goal, so the read is meaningful. ## Output Format ### Net worth — [name] · as of [date] **Assets** | Asset | Type (liquid / invested / fixed) | Value | |---|---|---| | | | $ | | **Total assets** | | **$** | **Liabilities** | Liability | Balance | Rate | |---|---|---| | | $ | % | | **Total liabilities** | | **$** | ### Net worth: **$X** (assets − liabilities) **Quick ratios** - **Liquid assets:** $X (≈ N months of expenses, if known) — emergency-fund read. - **Debt-to-asset ratio:** X% — lower is stronger. - **Liquid vs. fixed
- Required Inputs
- Output Format
- Net worth — [name] · as of [date]
- Net worth: $X (assets − liabilities)
- Quality Checks
- Anti-Patterns
- Based On
What does the net-worth-statement skill do?
Produce a personal net-worth statement — assets minus liabilities — and a way to track it. Use when asked to calculate net worth, summarize finances, or set up net-worth tracking. Produces a categorized assets/liabilities statement, the net-worth figure, liquidity and debt ratios, and a tracking cadence. Educational, not regulated financial advice.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill net-worth-statement --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.