loan-covenant-review
Run a quarterly loan covenant compliance review: covenant table with required vs actual vs headroom, trend and trajectory-to-breach analysis, waiver and amendment options with pricing implications, early-warning indicators, and a watch-list recommendation. Use when asked to review covenant compliance, check covenant headroom, assess a potential covenant breach, or prepare a quarterly borrower monitoring review. Produces a structured covenant review with headroom table, trajectory analysis, and recommended actions.
npx skills add mohitagw15856/pm-claude-skills --skill loan-covenant-review --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Loan Covenant Review Skill Covenants are the bank's smoke detectors — but only if someone reads them as trends, not snapshots. This skill runs the quarterly discipline: where is each covenant now, which direction is it moving, when does the trend cross the line, and what do we do before it does. ## What This Skill Produces - A covenant compliance table: required vs actual vs headroom, with trend - Trajectory-to-breach analysis for any tightening covenant - Waiver/amendment options with typical pricing implications - Qualitative early-warning indicators checked - A watch-list / risk-grade recommendation ## Required Inputs Ask for what's missing; with partial data, compute what's computable and mark the rest `[awaiting financials]`: - **Facility & covenant package** — each covenant's definition, required level, test frequency, cure rights - **Current-quarter financials** and at least 2–4 prior quarters for trend - **Compliance certificate** figures if the borrower has submitted one - **Relationship context** — prior waivers, recent management contact, sector conditions ## Review Framework **1. Covenant table.** For each covenant: required level, actual, headroom % = (actual − requi
- What This Skill Produces
- Required Inputs
- Review Framework
- Output Format
- Covenant review: [borrower / facility / test date]
- Quality Checks
- Anti-Patterns
What does the loan-covenant-review skill do?
Run a quarterly loan covenant compliance review: covenant table with required vs actual vs headroom, trend and trajectory-to-breach analysis, waiver and amendment options with pricing implications, early-warning indicators, and a watch-list recommendation. Use when asked to review covenant compliance, check covenant headroom, assess a potential covenant breach, or prepare a quarterly borrower monitoring review. Produces a structured covenant review with headroom table, trajectory analysis, and recommended actions.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill loan-covenant-review --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.