lending-risk-brief
Write a portfolio-level lending risk brief: concentration analysis by sector, geography and single name, vintage performance, migration matrix narrative, macro-sensitivity scenarios, top watch names, and actions. Use when asked to write a portfolio risk report, credit risk committee brief, loan book review, or quarterly portfolio quality update. Produces a structured risk brief with concentration tables, migration narrative, scenario read, watch list, and recommended actions.
npx skills add mohitagw15856/pm-claude-skills --skill lending-risk-brief --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Lending Risk Brief Skill A loan book fails in patterns before it fails in names. This skill writes the portfolio-level brief that makes the patterns visible: where the book is concentrated, which vintages are misbehaving, which way the grades are migrating, what the macro could do to it, and which names need decisions now. ## What This Skill Produces - Concentration analysis: sector, geography, single-name — each against limits - Vintage performance comparison - A migration-matrix narrative (not just the matrix) - Macro-sensitivity scenarios (base / adverse / severe) with named transmission channels - A top-10 watch-names table - Recommended actions with owners ## Required Inputs Ask for what's available; compute what the data supports and mark the rest `[data gap — request from portfolio systems]`: - **Portfolio snapshot** — exposures by borrower, sector, geography, grade, origination vintage - **Concentration limits** from the risk appetite statement, if set - **Grade migrations** this period (upgrades/downgrades by exposure) - **Delinquency/NPL and provision figures**, current and prior periods - **Watch-list candidates** already known to the team ## Portfolio Framework **1. C
- What This Skill Produces
- Required Inputs
- Portfolio Framework
- Output Format
- Portfolio risk brief: [portfolio / as-at date]
- Quality Checks
- Anti-Patterns
What does the lending-risk-brief skill do?
Write a portfolio-level lending risk brief: concentration analysis by sector, geography and single name, vintage performance, migration matrix narrative, macro-sensitivity scenarios, top watch names, and actions. Use when asked to write a portfolio risk report, credit risk committee brief, loan book review, or quarterly portfolio quality update. Produces a structured risk brief with concentration tables, migration narrative, scenario read, watch list, and recommended actions.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill lending-risk-brief --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.