investing-policy-statement
Draft a personal investing policy statement (IPS) — the rules someone sets for their own investing. Use when asked to define an investment strategy, set a target asset allocation, or write rules to avoid panic-driven decisions. Produces a structured IPS: goals, risk tolerance, target allocation, contribution & rebalancing rules, and what NOT to do. Educational, not regulated financial advice.
npx skills add mohitagw15856/pm-claude-skills --skill investing-policy-statement --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Investing Policy Statement Skill The biggest investing mistakes are behavioural — panic-selling, chasing, tinkering. A personal **Investing Policy Statement** is the rulebook you write while calm, to follow when you're not. This skill drafts one: goals, risk tolerance, a target asset allocation, and the contribution/rebalancing rules that keep you on track. It's educational and generic — **not** personalized financial advice or a recommendation of specific securities. ## Required Inputs Ask for these only if they aren't already provided: - **Goals & time horizon** — what the money is for and when it's needed (retirement in 25y, house in 5y). - **Risk tolerance** — how they'd react to a 30% drop; capacity for loss; experience level. - **Current situation** — roughly what's invested where, monthly amount to invest, account types available. - **Constraints / values** — liquidity needs, ESG preferences, things to avoid. ## Output Format ### Investing Policy Statement — [name] **1. Purpose & goals** — what this portfolio is for, time horizon, target. **2. Risk tolerance & capacity** — a plain-language statement of how much volatility is acceptable and why. **3. Target asset allocation
- Required Inputs
- Output Format
- Investing Policy Statement — [name]
- Quality Checks
- Anti-Patterns
- Based On
What does the investing-policy-statement skill do?
Draft a personal investing policy statement (IPS) — the rules someone sets for their own investing. Use when asked to define an investment strategy, set a target asset allocation, or write rules to avoid panic-driven decisions. Produces a structured IPS: goals, risk tolerance, target allocation, contribution & rebalancing rules, and what NOT to do. Educational, not regulated financial advice.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill investing-policy-statement --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.