coverage-gap-analysis
Map an organisation's risks against its insurance policy portfolio to find what's uncovered, underinsured, or double-covered. Use when asked to run a coverage gap analysis, review an insurance programme against a risk register, check what risks aren't insured, or audit a policy portfolio. Produces a risk-by-coverage matrix, flagged gaps and overlaps, a deductible stack review, and recommendations ranked by expected-loss severity.
npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Coverage Gap Analysis Skill Organisations rarely know what they're *not* insured for until the loss arrives. This skill crosses the risk register against the policy portfolio and makes the gaps, the thin spots, and the accidental overlaps visible — then ranks the fixes by how badly the gap could hurt. ## What This Skill Produces - A risk register × coverage matrix (which policy responds to which risk) - Flags per risk: covered / uncovered / underinsured / double-covered / consciously retained - A deductible stack review (total retained exposure across lines vs risk tolerance) - Recommendations ranked by expected-loss severity ## Required Inputs Ask for missing items; if no formal risk register exists, build a first-pass one from the business description and label it `[draft register — validate with management]`: - **Risk register** — or at minimum a business description (operations, assets, revenue, geography, key dependencies) - **Policy portfolio** — each policy's line, limits, deductibles, headline exclusions - **Risk tolerance** — how much loss the organisation can absorb in a bad year, even roughly - **Known worry list** — what management already loses sleep over ## Analysis
- What This Skill Produces
- Required Inputs
- Analysis Framework
- Output Format
- Coverage gap analysis: [organisation / date]
- Quality Checks
- Anti-Patterns
What does the coverage-gap-analysis skill do?
Map an organisation's risks against its insurance policy portfolio to find what's uncovered, underinsured, or double-covered. Use when asked to run a coverage gap analysis, review an insurance programme against a risk register, check what risks aren't insured, or audit a policy portfolio. Produces a risk-by-coverage matrix, flagged gaps and overlaps, a deductible stack review, and recommendations ranked by expected-loss severity.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill coverage-gap-analysis --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.