closing-costs
Calculates itemized state-specific closing costs for mortgage refinance transactions across 10 licensed states, with product-specific fees for Conventional, FHA, FHA Streamline, VA IRRRL, and VA Cash-Out.
Profile →npx skills add davepoon/buildwithclaude --skill closing-costs --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Closing Costs Provides itemized estimated closing costs for refinance transactions with state-specific fee schedules, product-specific calculations, and compliance-required disclosures. ## When to Use This Skill - Calculating closing costs for a refinance quote - Presenting fee breakdowns to borrowers - Determining FHA UFMIP refund netting for Streamline refinances - Calculating VA funding fees with disability exemption handling ## What This Skill Does 1. Calculates Section A (lender fees), Section B (third-party fees), Section C (title/settlement), and Section E (recording/taxes) 2. Applies state-specific title insurance rate formulas for all 10 licensed states 3. Handles FHA UFMIP with refund netting for Streamline refinances 4. Handles VA funding fee with disability exemption detection 5. Presents full itemized breakdown with compliance disclosures ## Supported States | State | Key Taxes/Fees | |-------|---------------| | Georgia (GA) | Intangible tax $3.00/$1,000 | | Alabama (AL) | Mortgage recordation tax $1.50/$1,000 | | Florida (FL) | Doc stamp $3.50/$1,000 + intangible $2.00/$1,000 | | Kentucky (KY) | No transfer tax on refinance | | North Carolina (NC) | Attorney-closing
- When to Use This Skill
- What This Skill Does
- Supported States
- Installation
What does the closing-costs skill do?
Calculates itemized state-specific closing costs for mortgage refinance transactions across 10 licensed states, with product-specific fees for Conventional, FHA, FHA Streamline, VA IRRRL, and VA Cash-Out.
How do I install it?
Run `npx skills add davepoon/buildwithclaude --skill closing-costs --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From davepoon/buildwithclaude, a repository with 3,251 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.