budget-builder
Build a realistic personal monthly budget from someone's income and expenses. Use when asked to make a budget, plan monthly spending, allocate income, or get finances under control. Produces a categorized budget (a 50/30/20-style allocation tuned to their reality), a surplus/shortfall number, and concrete next moves. Educational, not regulated financial advice.
npx skills add mohitagw15856/pm-claude-skills --skill budget-builder --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Budget Builder Skill Most budgets fail because they're aspirational fiction. This skill builds a **realistic** monthly budget from someone's actual income and spending — categorized, with a clear surplus-or-shortfall number and a couple of specific moves to fix the gap. It's an educational planning aid, not personalized financial advice. ## Required Inputs Ask for these only if they aren't already provided: - **Monthly take-home income** (after tax), and whether it's steady or variable. - **Fixed costs** — rent/mortgage, utilities, insurance, loan/debt minimums, subscriptions. - **Variable spending** — groceries, transport, eating out, fun, shopping (estimates are fine). - **Goals & obligations** — emergency fund, debt payoff, saving for something, dependents. If numbers are rough, work with ranges and say so. ## Output Format ### Monthly budget — [name/household] **Income (take-home):** $X | Category | Type | Amount | % of income | |---|---|---|---| | Housing | Need | $ | % | | Utilities & bills | Need | $ | % | | Groceries | Need | $ | % | | Transport | Need | $ | % | | Debt minimums | Need | $ | % | | Dining / fun | Want | $ | % | | Subscriptions | Want | $ | % | | Savings / g
- Required Inputs
- Output Format
- Monthly budget — [name/household]
- Quality Checks
- Anti-Patterns
- Based On
What does the budget-builder skill do?
Build a realistic personal monthly budget from someone's income and expenses. Use when asked to make a budget, plan monthly spending, allocate income, or get finances under control. Produces a categorized budget (a 50/30/20-style allocation tuned to their reality), a surplus/shortfall number, and concrete next moves. Educational, not regulated financial advice.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill budget-builder --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.