beneficiary-audit
Audit the beneficiary designations that quietly override wills — the account-by-account sweep, the life-event triggers that make them stale, and the coordination check against actual intentions. Use when asked check my beneficiaries, does my 401k go to my ex, do beneficiary forms beat a will, or what should I update after marriage/divorce/a birth. Produces the account sweep list, the stale-designation red flags, the intent-vs-paperwork comparison table, and the update checklist with the verify-in-writing step.
npx skills add mohitagw15856/pm-claude-skills --skill beneficiary-audit --agent claude-code
Same command for any agent — swap --agent for codex, cursor, copilot.
Weekly change comes from our own snapshots, not the repository page — it measures attention, not adoption.
# Beneficiary Audit Skill The most important estate document most people have isn't their will — it's a form they filled out on day two of a job in 2016 and never saw again. Retirement accounts, life insurance, and payable-on-death accounts generally pass by *designation*, outside the will entirely: in the classic disaster, the will says everything to the new spouse, the 401k form still says the ex, and (jurisdiction-varying, but often) **the form wins.** This skill runs the audit: sweep every designation-carrying account, compare paper against intent, and flag the stale ones before they become someone's litigation. ## What This Skill Produces - **The sweep list** — every account type that carries designations, checked or marked unknown - **The comparison table** — what the paperwork says vs. what the person actually intends, per account - **The red-flag list** — ex-spouses, deceased primaries, missing contingents, minors named directly, "estate" as beneficiary — each with why it bites - **The update checklist** — what to change where, and the confirm-in-writing step that closes the loop ## Required Inputs Ask for these if not provided: - **The account inventory** — employer retire
- What This Skill Produces
- Required Inputs
- Framework: The Audit Rules
- Output Format
- The Sweep
- Intent vs. Paperwork
- 🚩 Red Flags
- Update Checklist
- Quality Checks
- Anti-Patterns
What does the beneficiary-audit skill do?
Audit the beneficiary designations that quietly override wills — the account-by-account sweep, the life-event triggers that make them stale, and the coordination check against actual intentions. Use when asked check my beneficiaries, does my 401k go to my ex, do beneficiary forms beat a will, or what should I update after marriage/divorce/a birth. Produces the account sweep list, the stale-designation red flags, the intent-vs-paperwork comparison table, and the update checklist with the verify-in-writing step.
How do I install it?
Run `npx skills add mohitagw15856/pm-claude-skills --skill beneficiary-audit --agent claude-code` — it drops the skill into your project so the agent can pick it up. Swap the --agent value for codex, cursor or copilot if you use one of those.
Where does this skill come from?
From mohitagw15856/pm-claude-skills, a repository with 1,255 stars. We read it straight from the repository tree rather than a submitted listing, so what you see here is what is actually published.
Is a popular skill a good skill?
Not necessarily. Stars measure attention, not adoption — a repository can trend for a week and be abandoned. That is why we show the weekly change from our own snapshots next to the total, instead of a single flattering number.