Victor Santos

Serial technology founder, product executive & operator with two exits. Founded banQi, a neobank that brought affordable banking, digital payments, and ML credit underwriting to over 3M low-income Brazilian families, processing R$10B TPV/year, before being acquired by Casas Bahia, one of Brazil's largest retailers. Also founded Onyx Private (YC W22), an accessible digital private bank with AI concierge & $100M of TPV/year before being acquired by Citizens Bank. UC Berkeley graduate, Wharton MBA.