Claim 01 · Public issuer identity
Nasdaq: UPST
The reviewed market record resolves the issuer, exchange and ticker against primary filing or investor evidence.
Public companyPROBABLEBaseline coverage
Upstart Holdings, Inc.
COMPANY-UPSTART-001 · observed August 4, 2026
An AI lending marketplace applying proprietary models to credit underwriting, pricing and loan automation.
AI nativeAI products
Evidence boundary
This baseline is projected from the governed Markets research record. Listing identity, AI-role evidence and market context are available now; products, people, headquarters and relationship entities require separate source-level admission.
Location and contact
Where to find Upstart Holdings.
Official presence
Business address, phone and investor relations are projected only when explicitly present in the SEC issuer record. Social channels, email and headquarters interpretation require separate first-party review.
External market projection
UPST · 30-day price trajectory
External market data remains a dated projection attached to the company—it does not define company identity.
$30.32
latest close
-12.82%
30 days
Observed 2026-08-05T05:33:05.262Z · close prices · USDProvider source
Research thesis
What this company is in the AI economy.
Upstart Holdings, Inc. is admitted to the public AI company universe as ai native. The classification describes its observed operating role in the AI economy; it does not convert the issuer into a pure-play AI company or an investment recommendation.
Knowledge-bearing claims
Important assertions stay explainable.
Claim 02 · Primary AI-economy role
AI native
The annual filing and investor materials describe a currently operating AI lending marketplace used by banks and credit unions.
Claim 03 · SEC issuer record
Upstart Holdings, Inc. · CIK 0001647639
Regulator-recorded issuer identity from the SEC submissions endpoint. It does not establish AI exposure or investment merit.
Products and operating surfaces
Products are independent entities linked to the company. They are not aliases for the organization itself.
Product coverage pending
No product has passed entity identity and source review for this profile yet.
People
AB
Andrea Blankmeyer
Chief Financial Officer
Upstart Holdings, Inc.'s DEF 14A identifies Andrea Blankmeyer as Chief Financial Officer.
Open person profile
Portrait pending provenance review
DG
Dave Girouard
Chief Executive Officer; Chairperson of the Board
Upstart Holdings, Inc.'s DEF 14A identifies Dave Girouard as Chief Executive Officer; Chairperson of the Board.
Open person profile
Portrait pending provenance review
-modified.png?width=250&height=250&name=Paul%20Gu%20(2)-modified.png)
Paul Gu
Chief Technology Officer; Director
Upstart Holdings, Inc.'s DEF 14A identifies Paul Gu as Chief Technology Officer; Director.
Open person profile
Explainable ecosystem
Relationships with a reason.
These are typed, source-backed relationships. Shared categories do not automatically become competitor claims.
0 governed edges
Origin entity
Upstart Holdings
AI native
0
edges
0
sources
Relationship coverage pending
No relationship has passed the evidence and scope boundary for this profile yet.
Material change over time
Financial report·
10-K annual filing observed
The latest annual filing available in the current SEC projection was filed on 2026-02-10.
Public market projection
Nasdaq: UPST
The Markets profile contains price, filing and financial projections. This Company Intelligence page preserves entity identity, evidence boundaries and future enrichment state.
Evidence chain
First-party sources prove attribution: what the organization reports about itself. They do not automatically prove every outcome or interpretation.
Official company statement · E2
Upstart Holdings, Inc. official website
SRC-UPSTART-OFFICIAL-WEBSITE · Upstart Holdings, Inc.
Official filing or investor report · E2
Upstart Holdings, Inc. SEC submissions record
SRC-UPSTART-SEC-SUBMISSIONS · U.S. Securities and Exchange Commission
Official filing or investor report · E3
Upstart 2025 Form 10-K
SRC-REAL-020-A · Upstart Holdings, Inc.
Official investor relations · E2
Upstart Investor Relations
SRC-REAL-020-B · Upstart Holdings, Inc.
Official filing or investor report · E3 · 2026-04-16
Upstart Holdings, Inc. DEF 14A filed 2026-04-16
SRC-SEC-LEAD-UPSTART-312526158972 · U.S. Securities and Exchange Commission
Official leadership record · E2
Upstart Fall Summit 2026
SRC-IRMEDIA-UPSTART-7A27D1300BE0 · Upstart Holdings, Inc.
Related profiles
Continue through the AI economy.
This projection is based only on shared category and declared operating roles. It is not a competitor or investment claim.
